Did you know that our customers have access to their own Nextcredit online account through our website?
Your online account acts as a ‘one stop shop’ giving you quick and easy access to view your borrowing history with Nextcredit, make payments towards an existing loan and to apply for a new loan.
Here is a breakdown of the features available through your online account:
Make A Payment
Although loan repayments are normally taken from your debit card on the loan repayment dates set out within your Credit Agreement, we also offer a ‘pay back early option’. So, if you have the funds available sooner than you expect, you can save on interest charges by paying earlier. Using the ‘Make A Payment’ feature gives you the benefit of reducing your balance at any time to suit you.
We know how difficult it can be to find the time to make a telephone call. Our ‘Contact Us’ form allows you to quickly send a message directly to our Customer Services Team who will respond promptly to any query directly to your email address.
This new feature on your online account gives you information about any current loan that you have with Nextcredit; information on your borrowing history with Nextcredit and you can even download your legal documents from here.
Also known as a ‘Summary of the Cost of Borrowing’ this feature is designed to help you to understand more about the cost of your loan, including any charges for missed or late payments.
Apply For A New Loan
It’s quick and easy to apply for a new loan with Nextcredit when you have an online account.
As a Nextcredit customer you’ve already provided us with information about yourself. We won’t ask you the same questions twice, unless it’s necessary, as we know it can be annoying having to repeat information. We will always ask you to check that important information is still correct, just to make sure nothing has changed since you last applied with us.
At Nextcredit we offer short term loans between £100 and £1000 repayable over 14 days up to 12 months.
Representative Example: £360 loan repayable over 117 days. 4 monthly payments of £146.24. Total amount repayable of £584.95 Rate of interest 292%pa (fixed). Representative 1237% APR..
Late repayment can cause you serious money problems. For help go to moneyadviceservice.org.uk
Lending of this type is an expensive form of credit which is unsuitable for supporting sustained borrowing over long periods of time. It is not an appropriate form of borrowing if you are in financial difficulty and you should carefully consider whether this type of credit is appropriate for your circumstances.